from Davis & Juul Insurance Agency
Do you want to make plans for your family’s future? Have you considered purchasing a life insurance policy but hesitated for some reason? If you die without a life insurance policy, you aren’t likely to ever need one again. Unfortunately, your family and loved ones will pay the price.
Everyone needs life insurance, but the friendly insurance professionals at Davis & Juul Insurance Agency understand that no policy fits every person or every lifestyle. Let us help you find the life insurance coverage that meets your needs today. Then stick with us so we can help you review your coverage as life changes.
Traditional college students and young, single professionals might be just fine with a small, term life insurance policy. These individuals don’t have a lot of debt and only need to cover their final expenses in the event of an untimely demise. Older, more established individuals need more extensive coverage. If you have children, you need to consider what type of life insurance policy will provide for their needs if you die suddenly. If you have a mortgage or other debt, you need to consider how these will be paid in the event of your death.
Our insurance professionals will walk you through an assessment of your personal insurance needs. Then we’ll take the time to explain your insurance options.
There are two primary types of life insurance: term life and permanent or whole life. Universal life insurance, a third type, is a form of permanent life insurance with a more flexible structure than standard whole life policies. Your insurance agent can explain the benefits and drawbacks of each policy type. Basically, term life coverage is only effective for a certain term or set period of time while permanent life policies never expire as long as the premium payments are current.
To learn more, you can get a free online quote today. For more information or to speak with a knowledgeable insurance agent, call our office during business hours.
We know how to find discounts on life insurance you may not find on your own. Give us a call, or get a quote online today.
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125 E 2nd St
Coquille, OR 97423
8:30AM - 5PM Mon - Fri